Simplifying private banking
Haverford Trust is a state-chartered trust company with banking capabilities and a member of the Federal Reserve System and FDIC. Our highly personalized banking services are designed to accommodate your needs in a timely, efficient manner.
Our Products
We complement your investment portfolios with certificates of deposit and loans secured by your assets with us
Certificates of Deposit
A Haverford Trust Certificate of Deposit (CD) can provide you with a competitive short-term investment vehicle for upcoming cash needs.
- 90-day terms without penalty for early withdrawal after 7 days
- Minimum deposit of $100,000
- Competitive interest rate
- FDIC insured up to the applicable insurance limits
Floating-Rate Demand Loans
Your loan or line of credit with Haverford Trust is secured by the assets in your investment account that are custodied at Haverford. We use a 150% collateral-to-loan ratio to secure the line.
- Competitive interest rates for qualifying clients
- Flexible repayment schedules
- Loans secured by marketable securities* in your Haverford Trust portfolio
- Monthly payments deducted automatically from your investment account
- Quick turnaround on requests
* Investments in securities are not FDIC insured, not bank guaranteed and may lose value.
2 days
The average turnaround time on loan requests is two business days.
$0 fees
There are no wire fees, points, application fees, prepayment penalties, or unused commitment fees associated with banking at Haverford Trust.
* Other banks may charge you a fee to send or receive a wire. Please check with your banking institution for details. Haverford does not charge a fee to send or receive wires or Automated Clearing House (ACH) transfers.
The Haverford difference
Stability
Our loans are collateralized by each borrower’s investment assets, cementing our bank’s well-collateralized status.
Protection & personalization
Our banking products are available exclusively to clients who already work with us for their investment management, translating to a highly personalized level of attention and a familiarity that further ensures your assets are safe and protected.
Efficiency & convenience
This boutique, in-house bank supported by the strong foundation of Haverford Trust enables quick turnarounds for your deposit and lending needs. Our process negates lengthier application and approval timelines you might experience elsewhere.
Growth & risk protection
Your investment collateral remains invested in the markets while serving as the safety net to your loan. You have access to capital without having to liquidate your investments and impact potential ongoing growth in the markets.
