Meeting your investment objectives and exceeding your expectations
For us, planning ahead doesn’t mean only thinking ahead. For over 45 years, our clients have relied on us to create a portfolio they can enjoy down the road while they have the confidence to keep their sights focused on what really matters – everything else.
We seek to understand your goals, your responsibilities, and your expectations. We learn about your tax situation, time horizon, and how much risk you are comfortable with. From there we establish a set of recommendations for today and the future.
Our Process
Our integrated investment management process is firmly built on our Quality Investing foundation
$15 B
Privately owned and with more than $15 billion* under management and consultation, Haverford provides the complete range of services you would expect from a premier financial institution.
*For The Haverford Trust Company and Haverford Financial Services as of 12/31/2024
Asset allocation approach
Goals, cash needs, and circumstances shift throughout your lifetime, which is why we take an integrated investment management approach, prioritizing strategic discussions throughout the year to actively manage your asset allocation.
Equities
A key element of our investment philosophy is our focus on companies that consistently increase their dividends year after year. This is fundamental to our stock selection strategy for several reasons, including the potential for enhanced total returns, reduced volatility, and risk mitigation in down markets. This approach distinguishes Haverford from other investment managers and underscores the true benefit of dividends, offering investors income each year, an advantage unmatched by most other investment avenues.
Fixed income
Haverford’s Fixed Income strategies provide for a broad range of investor mandates, from cash reserves to core bond portfolios, for both taxable and tax-exempt investors. Fixed income provides income, preserves principal, and dampens the volatility of other asset classes. These portfolios are designed to consist of high-quality, intermediate-term bonds, which we believe offer the most attractive risk-adjusted returns.
- Emphasize intermediate maturity bonds while actively managing duration, credit, and interest rate risk
- Seek to find the optimal sector allocation and yield curve positioning
- Bias toward credit sectors to capture higher income, the primary contributor to returns
Diversifying assets
For clients seeking a globally diversified portfolio invested across asset classes and market capitalizations, we construct portfolios consisting of ETFs as well as outside investment managers. Alternatives may improve portfolio efficiency through higher returns and lower observed volatility.
- Evergreen fund structures provide immediate exposure and diversification to private market
Funds regulated under the Investment Company Act of 1940 provide an extra layer of oversight by the Securities and Exchange Commission
Portfolio construction
We may combine complementary investment strategies in an effort to maximize potential risk-adjusted performance. An actively managed portfolio of individual securities, funds, managers, and exchange traded funds (ETFs) offers protection in market downturns and provides values-based investment opportunities. Haverford manages your portfolio’s strategic and tactical asset allocation targets based on market conditions, relative valuation, expected performance, and economic outlook.
Distinction in approach
Haverford’s integrated investment management approach is a more holistic solution than traditional investing tactics alone. We begin from a wealth planning lens, working with you to develop a comprehensive financial picture and uncover important influences. We utilize context from cash flow analysis and conversations about your short-term and long-term goals. Then we make it actionable, deploying our strategic investment management experience, capital market assumptions, and proprietary research to select the optimal investments to preserve and grow your wealth. We embrace a team-based structure to leverage the expertise and experience of every team member to enhance decision-making, oversight, and risk management.
