Terms & Conditions

Haverford Quality Investing

INTRODUCTION AND ACKNOWLEDGMENT

The Haverford Trust Company (“Haverford”) maintains this web site (the “Web Site”) for informational purposes only. Access and use of this Web Site by you are governed exclusively by these terms and conditions (“Terms and Conditions”). By accessing and using this Web Site, you have signified to Haverford your acceptance of these Terms and Conditions and have agreed to be bound by them. Haverford reserves the right to modify or amend these Terms and Conditions at any time without notice. If you do not agree to be bound by or comply with these Terms, do not access or use this website.

THIRD PARTY INTERNET WEB SITES

Haverford is in no way responsible for the content of any website, owned or operated by a third party, that may be linked to this website via hyperlink, whether such hyperlink is provided by Haverford or by a third party. In addition, Haverford is in no way responsible for the content of any website to which this website may link. The information to which the user links is neither prepared nor maintained by Haverford, and Haverford has not and will not review or update the information contained in any linked website. Haverford is not responsible for, and makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability, or reliability of the linked website. Use of any website hyperlinked to or from this website shall be at your own risk.

MARKET INFORMATION

Haverford makes available to you a broad range of financial information that we obtain from Third Party Service Providers. This includes financial market data, quotes, news, analyst opinions, and research reports. Collectively, we refer to this as “Market Information”. Haverford does not endorse or approve Market Information, and we make it available to you only as a service and convenience. Haverford and our Third Party Service Providers do not (1) guarantee the accuracy, timeliness, completeness or correct sequencing of Market Information, or (2) warrant any results from your use or reliance on Market Information. Market Information may quickly become unreliable for various reasons including, for example, changes in market conditions or economic circumstances. Neither Haverford nor the Third Party Service Providers are obligated to update any information or opinions contained in any Market Information, and we may discontinue offering Market Information at any time without notice. You agree that neither Haverford nor the Third Party Service Providers will be liable to you in any way for the termination, interruption, delay, or inaccuracy of any Market Information. You will not redistribute or facilitate the redistribution of Market Information, nor will you provide access to Market Information to anyone who is not authorized by Haverford to receive Market Information. If you are a securities broker, dealer, banker, or investment advisor, you agree not to use Market Information provided by Haverford for any purpose related to your business without the prior consent of Haverford.

NO INVESTMENT, LEGAL OR TAX ADVICE OR RECOMMENDATIONS

The information provided on this site is for information, education, and entertainment purposes only. Although Haverford may provide information relating to investment approaches and opportunities to buy or sell securities, you should not construe any Market Information, features, tools or content available on this website as legal, tax, investment, financial or other advice. Nothing contained on our Web site constitutes a solicitation, recommendation, endorsement, or offer by Haverford or a Third Party Service Provider to buy or sell any securities or other financial instruments. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any service offered by Haverford before making any decisions based on Market Information or content contained on this website. In exchange for using this Haverford Website, you agree not to hold Haverford or any Third Party Service Provider liable for any possible claim for damages arising from any decision you make based on information made available to you through Haverford.

DISCLAIMERS

INVESTMENT PRODUCTS ARE NOT BANK DEPOSITS OR INSURED BY THE FDIC OR OTHER ENTITY AND ARE SUBJECT TO INVESTMENT RISKS, INCLUDING LOSS OF THE PRINCIPAL AMOUNT INVESTED.

Haverford does not warrant this website (including the Market Data or other information accessible on or through this website) for any particular purpose. It is provided “as is” and on an “as available” basis. Haverford disclaims, to the fullest extent of the law, any warranty of any kind, whether expressed or implied, as to any matter relating to this website, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and noninfringement. Use of this website is at your own risk. Haverford and its directors, officers, or employees will not be liable or have any responsibility of any kind for any loss or damage that you incur arising from or in connection with:

any delay, termination, failure, defect, or interruption in the transmission of this website or any Market Data;
any inaccuracy, error, unavailability, or incompleteness in the transmission of this website or any Market Data;
any termination or interruption of your access to this website;
your reliance on or use of this website or any Market Data;
any e-mail requests, orders, or instructions you send, or the interception by third parties of any requests, orders, or instructions you send via e-mail;
any act or omission of Haverford in making this website or Market Data available to you; or
any other cause relating to your access to or use of this website, whether or not the circumstances giving rise to such cause may have been within the control of Haverford or within the control of any other party providing software or services support for this website.

Haverford does not warrant that this website, or the functions contained in this website, will be uninterrupted or error-free, that defects will be corrected, or that this website, or the servers that make it available, are free from viruses or other harmful components. You assume the entire cost of any necessary servicing, repairing, or correcting of your property or operations as a result of using this website. You accept at your own risk that the Internet or other online communications medium may not perform as intended as a result of human, mechanical, or other error, despite the efforts of Haverford, you, or any third party. In no event will Haverford or its directors, officers, or employees be liable to you for any direct, indirect, special, consequential, or incidental damages related in any way to your use of this website, even if: (a) such damages are reasonably foreseeable; or (b) Haverford or any other party has been advised of the possibility of such damages.

FEEDBACK INFORMATION; PRIVACY

Any ideas or suggestions received from you about how to improve the Web Site or the products or services of the Company or any affiliates of the Company shall be deemed a grant of permission by you for the Company to adopt and use such ideas or suggestions without additional consideration. Any information provided by you to the Company by e-mail or otherwise shall be deemed to have been provided by you and received by the Company on a non-confidential basis. By communicating with the Company, you automatically grant the Company a royalty-free, perpetual, irrevocable, nonexclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display the communication or any information therein alone or as part of other works in any form, media, or technology, whether now known or hereafter developed, and to sublicense such rights to third parties.

COPYRIGHTS AND TRADEMARKS

Any and all text, graphics, audio, design, software, and other works on this Web Site and any reproductions of any of the foregoing (collectively, “Works”) are the copyrighted works of the Company, unless otherwise indicated. All rights reserved. Any use of any Works, including reproduction, modification, distribution, or republication, without the prior written permission of the Company is strictly prohibited. Removing or changing the copyright notice on any Works is prohibited. EARNING YOUR TRUST. EVERY DAY.©, HAVERFORD QUALITY INVESTING©, HOME OF QUALITY INVESTING©, HOME OF QUALITY INVESTING FOR MORE THAN THREE DECADES©, HAVERFORD SPEAKER SERIES FOR WOMEN©, HAVERFORD® and THE HAVERFORD TRUST COMPANY® are trademarks of The Haverford Trust Company, its subsidiaries and/or affiliates. All page headers, custom graphics, logos, and button icons are service marks, trademarks, and/or trade dress (collectively, “marks”) of the Company. The Company prohibits the use of any logo of the Company as a “hot” link to any Company website unless the establishment of such a link is approved in advance by the Company in writing. Failure to obtain such prior approval shall entitle the Company to seek an injunction enjoining such use. All other trademarks, service marks, product names and company names or logos cited herein are the property of their respective owners.

GOVERNING LAW AND SEVERABILITY

These Terms will be governed and construed under the laws of the Commonwealth of Pennsylvania without regard to its conflict of law principles, regardless of whether you reside in Pennsylvania or transact business with Haverford in Pennsylvania or elsewhere. Nothing in these Terms creates any rights or protections that you are not already entitled to by law. If any part of these Terms is held invalid or unenforceable, that part will be deemed modified as necessary to make it effective, and the remaining provisions of these Terms will remain in effect.